Businesses that have expanded their reach in different countries and established customer relationships in many parts of the world must have a Payment Gateway with Multi-Currency Support. Multi Currency Payment Gateways let merchants offer their international customers the ability to pay in the currency they know best – their own.

We know how difficult and time-consuming it is to find the right payment gateway for your online business. So we did some research and decided to bring you the list of Multi Currency Payment Gateways in India.

List of Multi Currency Payment Gateways in India


Image source: Razorpay

Razorpay allows businesses to accept, process and disburse payments with its product suite. It gives you access to all payment modes, including credit card, debit card, net banking, UPI and popular wallets, including JioMoney, Mobikwik, Airtel Money, FreeCharge, Ola Money and PayZapp. Razorpay’s business banking arm, RazorpayX, businesses can access fully-functional current accounts, supercharge their payouts and automate payroll compliance.

Setup Fees: Nil

Annual Maintenance Fees: Nil

Transaction Fee: 

2% for Indian Consumer Credit Cards, Indian Debit Cards, Net Banking from 58 Banks, UPI, Wallets including Freecharge, Mobikwik etc.

3% for Diners and Amex Cards, International Cards, EMI, Corporate (Business) Credit Cards

Settlement Time: T + 2 working days

WordPress Plugin: Razorpay for WooCommerce

2. Airpay

Image source: Airpay

Airpay is a unique payment platform that aids global e-commerce & retail. They help provide the best experience for merchants and their customers by offering benefits like Unified Platform Integration, Single Window Transaction Settlement, Dynamic Payment Gateway Switching, Transaction reconciliation services, Built-in Loyalty Management Engine and much more.

Setup Fees: Nil

Annual Maintenance Fees: Nil

Transaction Fee: 2.5% or 2500/quarter

Settlement Time: T + 2 days

WordPress Plugin: Airpay

3. Amazon Pay

Image source: Amazon Pay

Amazon Pay is the fast, easy and safe way to pay online and on mobile. Amazon pay offers hassle-free Single account login, Information Protection, Thousands of Merchants, Inline Checkout, Automatic Payments and Fraud Protection. It lets you use the payment methods already associated with your Amazon account to make payments for goods, services, and donations on third-party websites, in apps, and using Alexa.

Setup Fees: Nil

Annual Maintenance Fees: Nil

Transaction Fee: 2.9%

Settlement Time: T + 2 Days

WordPress Plugin: WooCommerce Amazon Pay


Image source: CC Avenue

It is a fast, secure and Multi-Currency Payment Gateway in its most innovative and advanced form with powerful tools to complement your business needs. CCAvenue offers 200+ Payment Options, a Multilingual Checkout Page, Easy Customization, Retry Option and Smart Dynamic Routing.

Setup Fees:

Nil – Startup Pro Plan

30,000 INR – Privilege Plan

Annual Maintenance Fees: Nil

Transaction Fee Range: 1.99% + Rs.3 – 2.99% + Rs.3

Settlement Time: 1 Week (Amount > 1000)

WordPress Plugin: CCAvenue

5. CrispInfocare

Image source: CrispInfocare

Established in the year 2015, CrispInfocare offers a smooth, fast and frictionless buying experience. It provides Global Payments, Enterprise Solutions and Global Merchant Solutions. They offer a secure, merchant-centric, multi-currency payment gateway service that enables anybody to make or receive payments, bringing convenience and trust through continuous innovation leveraging technology.

Setup Fees: 50000 – 100000 INR

Annual Maintenance Fees: Flexible

Transaction Fee: Flexible

Settlement Time: 1 Week


Image source: EBS

E-Billing Solutions is a partner with India’s Most Secure and Premium Payment Service – Ingenico, offering Customer Data Protection, Data Transaction Protection, Transaction Risk Protection. They have an added feature of going live in 24 hours. EBS also provides features that include 100+ payment options, Smart Routing, AutoPay, MultiLingual Page.

Setup Fees: Nil and price on request for Premium plan

Annual Maintenance Fees: 1200 INR

Transaction Fee Range: 1.25% – 3.75%

Settlement Time: 2 – 3 days

WordPress Plugin: EBS

7. PayPal India

Image source: PayPal

Founded in 1998, PayPal is a truly global multi-currency payment gateway available to people in more than 202 countries, allowing customers to get paid in more than 100 currencies and withdraw funds to their bank accounts in 56 currencies and hold balances in their PayPal accounts in 25 currencies. It offers refunds for incorrect orders and works with major banks both overseas and in India.

Setup Fees: Nil

Annual Maintenance Fees: Nil

Transaction Fee: 3% + 3 INR and 4.4% + fixed fee for internal transactions

Settlement Time:  24 Hours

WordPress Plugin: Paypal


Image source: SignetPay

Signet Payments Solution Pvt Ltd is an online payment gateway launched in the year 2014. It offers dynamic and automatic transaction routing between multiple acquiring banks. It has features such as iframe integration, multilingual payment page, multichannel online payment processing and shopping cart integration.

Setup Fees: 5000 INR

Annual Maintenance Fees: Packages starting INR 2499 per month

Transaction Fee: NA

Settlement Time:  T+2 

9. PayU – PayUBiz & PayUMoney

PayUbiz believes in leveraging technology to innovate and deliver the best customer experience always. Besides, they provide features such as Auto OTP read and fill, white labelled card vault, one-tap payment with an extensive range of payment options and much more.

PayUMoney Let customers pay through Credit Cards, Debit Cards, Net Banking and has 13+ multi-currency support options. PayUMoney has features that include Card Swipe Machine, Easy Billing and Secured Transactions with 128-bit SSL encryption and two-factor authentication.

Setup Fees: 4900 INR – 19000 INR based on plans

Annual Maintenance Fees: 2400 INR

Transaction Fee: 2.0 %

Settlement Time: T + 2 days

WordPress Plugin: PayUBiz

10.QPay India

Image source: Qpay

Established to provide a secure, reliable, quick and scalable platform, Qpay is a multi-currency payment gateway for Indian e-commerce merchants. QPay offers innovative services and solutions for digital payments and online checkout processes to suit every e-commerce merchant in India with features that include Fraud Management, Mobile Checkout, Analytics, Easy Integration, User Management, EMI options and much more.

Setup Fees: Nil

Annual Maintenance Fees: Nil

Transaction Fee: 3%

Settlement Time: T + 2 Days


Image source: Telr

Telr is a one-stop e-commerce solution providing services critical to businesses’ growth with customized payment pages, repeat billing, payment APIs, Anti-Fraud and Analytics, and a complete Multi currency payment gateway.

Setup Fees: Nil

Annual Maintenance Fees: INR 2499 to INR 4999 based on plans

Transaction Fee: 2% on wallets and 2.5% on the net banking 

WordPress Plugin: Telr

12. Zaakpay

Image source: Zaakpay

Zaakpay is an online credit, debit card & internet banking processing gateway that is a breeze to set up and get running in no time. It offers advantages like multiple cards and net banking payment options, intuitive dashboard and APIs, customized payment flows, managed payment analytics and fraud detection services.

Setup Fees: Nil

Annual Maintenance Fees: Nil

Transaction Fee: 2%

Settlement Time: T + 1 Day

WordPress Plugin: Zaakpay

13. 2Checkout

Image source: 2checkout

2Checkout aims at making payments easy and flexible. They offer a wide range of features that include Multiple Payment Methods, 87 Currencies & 15 languages, Advanced Fraud Protection, Flexible integrations, Recurring bill and Mobile Optimization.

Setup Fees: Nil

Annual Maintenance Fees: Nil

Transaction Fee: 3.5% + $ 0.35 

Settlement Time: 2 – 5 Days

WordPress Plugin: 2Checkout

14. Paytm

Image source: Paytm

Paytm supports both International Cards and multiple currency payments for limited use cases. It provides support for International cards through QR code, Payment Links and POS machines. It supports 72 currencies across 200+ countries and provides the widest and the most comfortable card scheme coverage inclusive of Mastercard and Visa across borders.

Setup Fees: 2.9%

Annual Maintenance Fees: Nil

Transaction Fee:  2% 

Settlement Time: T+n days

WordPress Plugin: Paytm

15. Paykun

Image source: Paykun

Paykun gateway is for different types of businesses, especially small and medium enterprises. It includes debit cards, credit cards, wallets, net banking, UPI, BHIM, QR codes, etc. It supports 29+ currencies and almost all the countries of the world. It is modern but has a simple UI.

Setup Fees: Nil

Annual Maintenance Fees: Nil

Transaction Fee: 1.75%

Settlement Time: T+1 to T+3

WordPress Plugin: Paykun

We managed to collect information on 30 payment gateways through publicly available resources, and today we have a structured report on all payment gateways in India. This e-book will give you every insight you need about an online payment gateway!

For all the information you need about payment gateways, read our e-book today!

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