Digital wallets are the new future of payment technologies. The days of using liquid cash are coming to an end. Google’s acquisition of digital wallet provider Softcard supported by AT&T, Verizon and T-Mobile phones and Samsung’s acquisition of LoopPay suggests the future is arriving fast.

A digital wallet is really an electronic device that allows an individual to make electronic commerce transactions. Although the adoption of this technology has been rather slow, the changing landscape of payment gateways assures a definite acceptance of digital wallets.

Read our blog post on the Top Indian Payment Gateways to consider for your Online Business.

Choosing the right payment gateway for your online business can be a bit of a task. There are a number of payment gateways that offer a wide range of features and value added services. But not a lot of them offer Digital Wallet Support. So if you are an online business looking for payment gateways that support e – Wallets or digital wallets, then you are on the right page!

Here is a list of Payment Gateways that provide Digital Wallet support:

1. Paynimo

Digital Wallet Image Source: Paynimo

Paynimo works across all devices and banks, so you can conduct transactions, anywhere and anytime. Paynimo also converts your regular reminder SMS and emails into actionable payment tool and has features like a state of the art dashboard and custom coupons and much more.

Setup Fees: Nil

Annual Maintenance Fees: Nil

Transaction Fees: Variable

Time to Setup: >3 days

Settlement time: T+2 days

Wallets Supported: Paytm, Mobikwik, ebs, PayU etc

Major Users: Bookabus, eBus India, Rotomac,,

2. Razorpay

Digital WalletImage Source: Razorpay

An Indian online Payment Gateway that has empowering features that include Mobile SDKs, powerful dashboard, online onboarding, automatic updation, International payment cards, net banking and No-redirection.

Setup Fees: Nil

Annual Maintenance Fees: Nil

Transaction Fees: 2%

Time to Setup: 2 – 3 Days

Settlement Period: T + 3 Days

Wallets Supported: Mobikwik, Payzapp, PayUMoney

Major Users: Nestaway, Chumbak, Videocon, Vedantu, Papa Johns, Voonik, RentMojo, Chai Point

Mobile App Integration: Android and iOS

3. Juspay

Digital WalletImage Source: Juspay

Providing Secure, reliable and cost-efficient payment solutions with PCI DSS level 1 Compliant infrastructure, 1-hour integration, flexible APIs, ability to handle high traffic spikes and simple unified interface.

Setup Fees: Nil

Annual Maintenance Fees: Nil

Transaction Fees: Customized for each Client

Time to Set Up: Instant

Wallets Supported: Paytm, Mobikwik, Freecharge, Ola Money, PayUMoney

Major Users: makemytrip, bookmyshow,,, airtel, foodpanda, swiggy, freecharge, zoomcar,, myntra, Voonik, Zivame

Mobile App Integration: Android and iOS

4. ePaisa

Digital Wallet

Image Source: ePaisa

With Front and Back end capabilities, ePaisa enables your business to earn higher profits. ePaisa provides features that include simple POS, Cloud-based analytics and value-added services like Gift cards and tickets!

Setup Fees: 0 – 3500 INR

Annual Maintenance Fees: 299 – 999 INR per month

Transaction Fees: Debit cards 0.75 – 1.00%, Credit Cards – 1.75%, Wallets –  2.00%, Payment gateway 2.25%

Time to Set Up: 3 days

Settlement Period: T+2 days

Wallets Supported: Freecharge, Mobikwik, Ola Money Citrus, Payzapp, Ola Money, Pockets,

Major Users: Mega cabs, T’POT, DC design, Delhivery, Dubli, Kinche, Cafeccino

Mobile App Integration: Android and iOS

5. PayuBiz

Digital WalletImage Source : PayUbiz

PayUbiz believes in leveraging technology to constantly innovate and deliver the best customer experience. In addition, they provide features such as Auto OTP read and fill, white labelled card vault, one tap payment with a large range of payment options and much more.

Setup Fees: 4900 – 29000 INR

Annual Maintenance Fees: 2400 INR

Transaction Fees: 2.2 – 3.9%

Time to Set Up: 5 – 7 Days

Settlement Period: T+2 days

Wallets Supported: PayUmoney and 6+ wallets

Major Users: Snapdeal, Jabong, Bookmyshow, Ola, Cleartrip, Redbus, GoIbibo, Zomato

Mobile App Integration: Android, Windows and iOS


Digital WalletImage Source: PaySafe

Paysafe offers customized solutions to cover every aspect of the payment chain along with digital wallet and stored value options with Skrill and Neteller. Most of all they offer features that include ecash with paysafecard, pay later solutions and prepaid card programmes.

Setup Fees: Flexible

Annual Maintenance Fees: Flexible

Transaction Fees: 9.5 – 15%

Time to Set Up: 1 Week

Settlement Period: Once in a Month

Wallets Supported: Skrill, Neteller

Major Users: Rentmoola, mindbody, amilia, payscape, logilys, orckestra, zen planner

Mobile App Integration: Android, Windows and iOS

CitrusPay and Paytm offer the feature of Digital Wallet Support as well. What is interesting is that they are e – wallet service providers themselves.

For all the information you need about payment gateways, download our e-book today!
We managed to collect information on 30 payment gateways through publicly available resources and today we have a structured report on all payment gateways in India. This e-book will give you every insight you need about an online payment gateway!

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